The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.
Duties and Responsibilities :
- Actively solicit microfinance loan accounts to meet the business needs of the customer
- Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
- Initiate credit and collection activities to ensure credit quality of accounts
- Coordinate with concerned officers and / or other units related to processing and servicing of loan applications and loan clients
- Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
- Ensure adherence to the bank’s policies and procedures
- Execute sales and / or marketing activities that will achieve volume targets
- Attend to inquiries and other requirements of the clients
Qualifications :
Graduate of any four-year or five-year degree course / Bachelor's Degree HolderPossesses good selling, communication and customer service skills.Must have basic mathematical knowledge.With high integrity.Preferably familiar with computer software including word processing & spreadsheets.With fieldwork and sales experience on Microfinance, an advantage.Preferably can drive a motorcycle