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Credit Officer | AU Commercial Lending | WFH | Dayshift

Credit Officer | AU Commercial Lending | WFH | Dayshift

GBSS (Galilee Business Support Services)Taguig, Metro Manila, Philippines
3 days ago
Job description

Credit Officer | AU Commercial Lending | WFH | Dayshift

GBSS is looking for an experienced and detail‑oriented Credit Officer – Australian Market to join our growing team. If you have a strong background in commercial lending and credit assessment, with proven expertise in the Australian market, this is your chance to deepen your skills, collaborate with dynamic professionals, and thrive in a company that values excellence, teamwork, and career growth.

As a Credit Officer , you’ll play a key role in evaluating commercial loan applications, assessing risk, and ensuring compliance with Australian credit policies. From reviewing complex company financials to analysing real estate valuations, you’ll provide clear, well‑structured recommendations that drive smart lending decisions. This role requires sharp judgement, financial expertise, and the ability to balance risk with opportunity.

Who We Are

At GBSS, we’re not your typical offshoring – we believe work should be both meaningful and rewarding. Our culture is built on collaboration, growth, and authenticity. We empower you to bring your skills to the table, learn from top‑notch professionals, and succeed in an environment that values your voice.

What You’ll Be Doing

  • Assess commercial loan applications for property and business lending
  • Analyse Australian real estate valuations and market trends
  • Review and interpret company and business financial statements, including complex structures
  • Apply credit policies, lending frameworks, and compliance standards to decisions
  • Liaise with brokers, clients, and internal teams for clarifications and verifications
  • Prepare clear, accurate credit recommendations for approvals
  • Identify potential risks and recommend mitigations
  • At least 3+ years’ experience in commercial lending or credit assessment (Australia market)
  • Strong understanding of Australian property markets and valuation principles
  • Skilled in analysing company financials and business structures
  • Knowledge of credit policies, compliance, and responsible lending practices
  • Excellent written and verbal communication skills
  • Detail‑oriented, organized, and comfortable managing multiple priorities
  • Leave accrual upon hiring
  • Wellness perks
  • Client‑initiated benefits
  • Career growth opportunities with continuous skill development

Benefits

Wellness perks, client‑initiated benefits, and career growth opportunities with continuous skill development. Leave accrual upon hiring.

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Credit Officer • Taguig, Metro Manila, Philippines

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