SU - Finance Underwriter (any industry)

Finance Underwriter (any industry)

Location : Philippines

Salary Range : 800-2,200 USD can go up to 3000 USD (depending on years of experience)

Role Description :

The Finance Underwriter is responsible for evaluating and assessing the financial risk of individuals or businesses applying for credit, loans, insurance, or other financial products. This role involves analyzing financial documents, credit histories, and market data to make informed decisions that balance risk with business objectives. The ideal candidate has strong analytical skills, a detail-oriented mindset, and experience in financial review, underwriting, or credit analysis.

Key Responsibilities :

• Review and analyze financial statements, credit reports, income documentation, and other relevant data to assess risk.
• Determine applicant eligibility, creditworthiness, and terms for financial products or services (e.g., loans, insurance policies, leases).
• Prepare and present underwriting recommendations with detailed analysis and rationale.
• Collaborate with internal teams (sales, credit, legal, risk) to gather required documentation and clarify application details.
• Ensure underwriting decisions comply with internal policies, regulatory guidelines, and industry standards.
• Monitor portfolio performance and assist in adjusting underwriting guidelines based on risk trends and market conditions.
• Maintain detailed records of decisions, communications, and approvals or declines for audit and compliance purposes.
• Utilize underwriting and risk assessment tools / software to streamline and document evaluations.
• Support the continuous improvement of underwriting workflows, policies, and credit models.

Qualifications :

Preferred Skills :

Details :