AVP, Credit and Portfolio Management - Philippines

About IIX

Impact Investment Exchange (IIX) is a pioneer in impact investing , dedicated to reshaping finance for sustainable development. Over the past 15+ years, IIX has built the sustainable investing market through :

• Capital Mobilization – Including the Women’s Livelihood Bond™ Series (6 listed bonds and growing).
• Enterprise Technical Assistance – Supporting impact enterprises across Asia, Africa, and the Pacific.
• Data & Impact Measurement – Leveraging IIX Values™ , an impact verification tech solution.
• Global Advocacy & Innovation – Such as the Orange Movement™ , which integrates gender equality and climate action in financial markets.

Our Impact

In 2024, IIX launched IIX Intelligence™ , a global data hub evaluating gender diversity, ESG, and climate action among MSMEs. Our work has been recognized by accolades such as the Oslo Business for Peace Award and the UN Global Climate Action Award .

About The Role

IIX seeks an experienced AVP, Credit Portfolio Management who will support the credit process for IIX’s lending products, including its existing and future Women’s Livelihood Bond loan portfolios. The successful candidate will be involved in both monitoring the performance of existing loan portfolios for outstanding bond instruments and identifying and analyzing prospective new borrowers as IIX expands its lending activities. Monitoring activities will include liaising with borrowers to monitor financial performance and compliance with covenants as well as the preparation of quarterly and annual financial reports for submission to investors and program partners. The candidate will track and assess the borrowers’ performance and share accurate results and frequent progress updates with investors and partners. This individual is part of the first line of defense in identifying and mitigating the obligor’s risk in existing and proposed debt products. Credit analysis related to new lending activities will include helping to identify potential borrowers – including microfinance institutions and other high‑impact enterprises in the region – and analyzing these potential borrowers based on IIX’s lending criteria. The individual will work directly with teammates in the Innovative Finance team to drive credit analysis, underwriting of credit exposure, and active risk management of the credit portfolio. This individual will provide subject matter expertise and manage the overall delivery of lending products to assigned clients.

Key Responsibilities

Strong ability to assess financial statements, cash flows, debt servicing capacity, and risk factors for corporate borrowers.

Ability to assess economic and industry trends impacting borrower risk.

Monitor borrower performance, compliance with covenants and conditions, and early warning indicators.

Identify potential borrowers (e.g., microfinance institutions and high‑impact enterprises).

Proficiency in Excel (Index‑Match, VLOOKUP, pivot tables, basic modelling) for financial analysis.

Prepare credit appraisal reports, credit assessments, portfolio and borrower updates, and ad hoc reports.

Work directly with the Innovative Finance team on credit and risk matters.

Ability to identify data inconsistencies and verification issues.

Candidates with corporate credit risk, financial analysis, and portfolio monitoring experience will thrive in this role.

KPI (Key Performance Indicators)

Preferred Qualifications

Excel : Bachelor’s degree required; MBA or Master’s degree, CFA is a plus.

Minimum 3 years in corporate credit assessment within a lending institution (not retail / credit cards); SME lending experience is a plus.

Experience in emerging markets (Asia / Africa) is a plus. Time spent in developing countries is an advantage.

Why Join IIX?