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Head of Lending
Head of LendingSariSuki • , , Philippines, Philippines
Head of Lending

Head of Lending

SariSuki • , , Philippines, Philippines
5 days ago
Job description

We are seeking an experienced and results‑driven Head of Lending to lead and grow our microfinance lending portfolio, with a strong focus on supporting sari‑sari stores and small‑scale entrepreneurs in the provinces . This role will be responsible for the overall lending operations including P&L management, sales and collections leadership, credit scoring strategy, and operational reporting.

Key Responsibilities

P&L Management

  • Own and manage the Profit & Loss of the lending business unit.
  • Develop and implement strategies to optimize portfolio performance and profitability.
  • Monitor key financial metrics and adjust plans to meet targets.

Leadership of Sales and Collections

  • Lead, train, and motivate sales and collection teams across multiple assignments.
  • Set and monitor KPIs to ensure loan disbursement and repayment targets are achieved.
  • Ensure strong field execution and adherence to credit and collection policies.
  • Credit Scoring & Risk Management

  • Design and implement a credit scoring system tailored to the needs of sari‑sari store owners and informal sector borrowers.
  • Establish risk assessment tools and processes to reduce delinquency and defaults.
  • Monitoring & Reporting

  • Develop and maintain dashboards and reporting mechanisms to track portfolio health, team performance, and customer behavior.
  • Provide regular updates and analysis to senior management to support strategic decision‑making.
  • Community and Market Understanding

  • Leverage deep knowledge of sari‑sari store operations in the provinces to design borrower‑friendly lending products and processes.
  • Build relationships with community leaders and partners to enhance borrower outreach and support.
  • Qualifications

  • Bachelor's degree in Business, Finance, Economics, or related field (MBA a plus).
  • Minimum 5–7 years of experience in microfinance, rural lending, or MSME financing.
  • Proven experience managing lending P&L and leading field teams.
  • Strong understanding of credit risk management and scoring systems.
  • Familiarity with sari‑sari store operations and rural micro‑entrepreneurship.
  • Excellent leadership, analytical, and communication skills.
  • Willingness to travel to provincial branches and field locations regularly.
  • #J-18808-Ljbffr

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