Product Manager

We are seeking a Product Manager to join our Merchants team, playing a key role in driving the growth of our consumer lending business. You will lead the development and management of lending and payment products, ensuring they meet customer needs and business goals. You will collaborate with cross-functional teams to design innovative financial solutions, optimize product performance, its profitability and maintain a competitive edge in the consumer finance industry.

Key Responsibilities :

Act as the subject matter expert and advocate for assigned Billease product(s), driving design, launch, and end-to-end management across lending, payments, and related solutions

Own the full product lifecycle and P&L : strategy, unit economics, processes, customer journeys, risk controls, and market placement

Define and track success metrics for product performance; monitor P&L impact, usage, credit / risk KPIs, and communicate updates and key decisions to senior management and stakeholders

Collaborate with internal teams (Risk, Finance, IT, CS, Sales) and external partners to align products with business goals, manage risks, and ensure competitiveness in the fintech / payment ecosystem

Drive adoption, engagement, and customer satisfaction by continuously improving journeys, pricing models, and support processes

Requirements :

1-2 years experience in product management, credit utilization, credit operations, digital lending, payments, or consumer finance

Strong understanding of credit products, payment ecosystems (QR, cards, wallets), mobile payment technologies, and consumer finance offerings

Bachelors degree in Business, Finance, Economics, or a related field

Experience with payment systems, digital wallets, or credit card operations preferred

Why Join Us?

Heres what you can expect At Billease :

Team Vibes : Collaborate with a supportive, diverse, and global team that celebrates creativity and fresh ideas

Growth Opportunities : Learn, grow, and thrive with professional development programs and hands-on experience in the consumer finance industry

Strong Ownership : Your insights will directly influence the profitability and sustainability of our products, giving you a sense of purpose and achievement

Modern Work Environment : Enjoy a flexible work culture with a focus on results