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Loan Department Head (Corporate Account)
HRTXCavite City, Cavite, Philippines30+ days ago
Job type
- Quick Apply
Job descriptionDevelop and implement annual operating and business plans aligned with strategic objectives Formulate credit risk management strategies (short-term and long-term) Create, review, and update credit policies, procedures, and bulletins Oversee loan pricing / re-pricing, allowance for credit losses, and loan loss provisioning Revise credit policies based on reviews and analytics to manage risk Manage credit portfolios including NPLs, ROPA, and restructured loans Conduct regular credit and portfolio performance reviews Ensure compliance with regulatory portfolio limits (e.g., SBL, concentration risk) Identify opportunities to improve risk decision-making through data modeling and analytics Participate in the development of credit scoring and risk rating models Monitor, calibrate, and enhance ECL models and credit scorecards Approve recovery plans for delinquent loans Prepare and present credit risk reports to the Risk Committee Address audit findings and regulatory compliance issues Propose departmental goals, budgets, and performance metrics Direct and coordinate team activities for operational effectiveness Guide the career growth and performance of team members Approve time-off and oversee work schedules of direct reports Stay updated on industry trends and economic factors influencing credit risk Recommend process improvements and maintain up-to-date manuals Actively engage in meetings, training, and development activities Perform other tasks as assigned
Job Title : Loan Management Department Head
Department : Loan Management
Location : Cavite
Work Schedule : Morning, On-site
Responsible for the overall management of the banks asset and loan portfolio to ensure effective implementation of credit control functions. Oversees non-performing loans, acquired assets, loan provisioning, and concentration risks, while ensuring compliance with internal credit policies and regulatory standards.
Supervises :
- Credit Admin Officer
- Credit Analyst
- Collection and Acquired Asset Management Section Head
III. Duties and Responsibilities
Planning and Direction-Setting
Bank Asset and Loan Portfolio Management
Risk Management and Reporting
Leadership and Management
Others
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Corporate Department • Cavite City, Cavite, Philippines