SME Product Manager (Lending Focused)
Nityo Infotech Services Philippines, IncTaguig, National Capital Region, PH30+ days ago
Job descriptionStrong balance of credit / risk and business profitability development Governance skills Knowledge of digital banking products / features Market and MIS analysis skills Time and project management skills Knowledge of agile development and sprint methodology Proficiency in building products with agile tech teams : writing stories, managing sprints and launching features. Experience working with scrum teams & building APIs or digital flows Presentation skill with strong written and verbal communication Leadership and inter-personal skills Problem solving and analytical skills with critical thinking
Description
The SME Product Manager - Lending Focused is primarily responsible for leading our digital loan products for MSME market, owning the full lifecycle — from strategy to execution to management, growth and optimization. This role requires a balance of technical fluency, product thinking, regulatory literacy and commercial acumen.
Qualifications :
- Bachelor’s Degree in Business, Finance, Economics, or related field (Post-graduate in related field is a plus)
- 8-10 years experience in Philippine MSME lending with
- 5 year experience in lending product creation & management and
- 3 year experience in lending product tech / agile / scrum role
- Experience in partnership negotiation and marketing / GTMs a big plus
- Deep understanding of segment needs and behaviour.
- Familiarity with Philippine MSME Banking regulatory compliance practices such as BSP notification, regulations, provisioning, data privacy, SBLAF, SFTG, etc.
- Strong technical understanding of credit products, APIs, and agile methodologies
- Finance, risk & credit literacy : profitability, IRR, credit scoring, risk model
Technical / Functional skills
Personal skills (Soft Competencies [Core / Leadership])
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Product Manager • Taguig, National Capital Region, PH