Get AI-powered advice on this job and more exclusive features.
Evaluates consumer loan applications and performs verification as needed. Assess eligibility, determine degree of risk involved in extending credit or loan, provide data-driven decision and sound judgment.
Duties and Responsibilities
- Reviews and assesses consumer loan applications based on minimum risk acceptance criteria to determine eligibility.
- Establish identity and capacity to pay based on investigation results, credit checking, and submitted documents, to determine feasibility of granting loan or credit.
- Renders sound judgment and credit decision on consumer loan applications.
- Ensures compliance with policies and procedures using the operations manual and underwriting guidelines to control risk.
- Proactively propose initiatives to achieve or improve productivity, service delivery, and quality of work.
- Performs other related tasks which may be assigned from time to time.
What we’re looking for
Bachelor’s Degree in Business Studies / Administration / Management, Commerce, Finance / Accountancy / BankingWith 2 years or more experience in Banking and Finance, or Credit Evaluation in Lending Companies / FinTech are preferredKnowledge on credit evaluation processTime managementService-orientedTeam playerThe successful candidate will enjoy the following perks and benefits
15 months guaranteed pay and performance bonus (for non-quota roles)Incentive program for Field Sales Specialist, Dealer Coordinator, and Tele-CollectorsLeave creditsAccess to Linkedin LearningAbout SB Finance
A young, rapidly growing financial institution with an unwavering drive to empower more and more Filipinos – for both those that we serve and those who are part of our diverse and dynamic team.
SB Finance Corporation is a partnership between the Philippines’ Security