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Credit Officer | SB Finance

Credit Officer | SB Finance

Security Bank CorporationMakati, Metro Manila, Philippines
30+ days ago
Job description

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Evaluates consumer loan applications and performs verification as needed. Assess eligibility, determine degree of risk involved in extending credit or loan, provide data-driven decision and sound judgment.

Duties and Responsibilities

  • Reviews and assesses consumer loan applications based on minimum risk acceptance criteria to determine eligibility.
  • Establish identity and capacity to pay based on investigation results, credit checking, and submitted documents, to determine feasibility of granting loan or credit.
  • Renders sound judgment and credit decision on consumer loan applications.
  • Ensures compliance with policies and procedures using the operations manual and underwriting guidelines to control risk.
  • Proactively propose initiatives to achieve or improve productivity, service delivery, and quality of work.
  • Performs other related tasks which may be assigned from time to time.

What we’re looking for

  • Bachelor’s Degree in Business Studies / Administration / Management, Commerce, Finance / Accountancy / Banking
  • With 2 years or more experience in Banking and Finance, or Credit Evaluation in Lending Companies / FinTech are preferred
  • Knowledge on credit evaluation process
  • Time management
  • Service-oriented
  • Team player
  • The successful candidate will enjoy the following perks and benefits

  • 15 months guaranteed pay and performance bonus (for non-quota roles)
  • Incentive program for Field Sales Specialist, Dealer Coordinator, and Tele-Collectors
  • Leave credits
  • Access to Linkedin Learning
  • About SB Finance

    A young, rapidly growing financial institution with an unwavering drive to empower more and more Filipinos – for both those that we serve and those who are part of our diverse and dynamic team.

    SB Finance Corporation is a partnership between the Philippines’ Security

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    Finance Officer • Makati, Metro Manila, Philippines

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