Credit Officer

Global Sourcing Strategist | Talent Attraction | Sourcing Insights

Job Description

• Delivering credit verification requirements of credit card or personal loan applications through voice and non-voice actions (telephone call-outs, email, or SMS),
• Conducting tele-verification as per the guidelines provided and submit report, reviewing card / loan KYC and document requirements,
• Disambiguate file checking results across all databases,
• Responsible to arrive at a decision based on the current policies and guidelines, and acquire mastery of the pre-screening, verification, file checking guidelines,
• Inspect / validate / assess the result of the previous credit processes such as Prescreening, Encoding and File-matching,
• Evaluate creditworthiness and risks,
• Analyze risks and proceed or reject credit card / loan requests,
• Actively participating as a member of a team to move the team towards meeting its goals; helping other team members as required,
• Supports and adheres to compliance policies, requirements, and expectations,
• Taking responsibility for managing own performance by actively seeking development and feedback, and providing constructive feedback to others.

Qualifications

Skills :

Seniority level : Mid-Senior level

Employment type : Full-time

Job function : Analyst

Industries : Banking

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