Senior BI Analyst

Job Title:Senior BI Analyst

Location:BGC Taguig (Full Time Onsite)

Job Summary

We are looking for an experiencedSenior BI Analystto lead business intelligence and analytics initiatives across our consumer finance and installment lending business. This role will be responsible for delivering strategic insights developing advanced reporting solutions and driving data-driven decision-making across Risk Credit Collections Sales Product and Operations.

The ideal candidate has strong experience in fintech digital lending or consumer finance with expertise in portfolio analytics risk monitoring collections performance and business intelligence tools.

Key Responsibilities

Business & Portfolio Analytics

• Lead analysis of the end-to-end lending lifecycle including applications approvals disbursements repayments and collections.
• Monitor and optimize key lending KPIs such as Approval Rate Conversion Rate PAR DPD Roll Rate Vintage Analysis and Recovery Rate.
• Conduct advanced portfolio and customer behavior analysis to identify trends risks and growth opportunities.
• Provide strategic recommendations to improve portfolio quality and business performance.

Dashboard & Reporting

• Design develop and maintain automated dashboards and executive reports using Power BI Tableau or similar tools.
• Build real-time monitoring solutions for Risk Collections Fraud Sales and Operational performance.
• Ensure data accuracy governance and reporting consistency across business units.

Risk Collections & Fraud Analytics

• Partner with Risk and Collections teams to analyze portfolio performance and collection effectiveness.
• Identify early warning indicators emerging risks and delinquency trends.
• Support credit policy reviews scorecard validation and underwriting optimization.
• Conduct fraud trend analysis and recommend preventive controls and monitoring improvements.

Business Performance & Strategy

• Analyze product merchant and channel performance to identify revenue and growth opportunities.
• Support pricing profitability campaign and customer acquisition analyses.
• Develop business cases and data-driven recommendations for strategic initiatives.

Leadership & Stakeholder Management

• Serve as a key analytics partner for senior management and cross-functional teams.
• Translate complex data into actionable insights and executive-level presentations.
• Mentor junior analysts and promote best practices in reporting automation and analytics.
• Lead ad hoc analyses and special projects that support business growth and operational efficiency.

Qualifications

• Bachelors Degree in Statistics Mathematics Economics Computer Science Business Analytics Finance or a related field.
• 5 years of experiencein Business Intelligence Data Analytics Risk Analytics or related functions within fintech digital lending BNPL or consumer finance.
• Experience from lending or fintech companies such as Home Credit BillEase Salmon Tonik or similar organizations is highly preferred.
• Advanced SQL proficiency is required.
• Strong experience with Power BI Tableau Looker or similar BI platforms.
• Solid understanding of lending and collections metrics including DPD PAR Roll Rate Vintage Analysis and Recovery Metrics.
• Experience in risk analytics collections analytics and fraud analytics.
• Advanced Excel skills and strong data storytelling capabilities.
• Experience with Python R statistical modeling or predictive analytics is a strong advantage.
• Proven ability to manage multiple stakeholders and drive business impact through analytics.

Must have experience from consumer finance or installment lending companies such as:

• Home Credit
• Salmon
• BillEase
• Tonik
• or similar lending/fintech organizations.

Preferred Qualifications

• Experience in digital lending BNPL credit cards or unsecured loan products.
• Knowledge of data warehousing ETL processes and data governance.
• Exposure to machine learning forecasting or predictive analytics.
• Experience handling large datasets and implementing automated reporting solutions.

Key Competencies

• Business Intelligence & Advanced Analytics
• SQL & Data Management
• Dashboard Development & Automation
• Credit Risk & Collections Analytics
• Fraud Analytics & Monitoring
• Portfolio Performance Management
• Data Visualization & Storytelling
• Strategic Thinking & Problem Solving
• Stakeholder Management
• Leadership & Mentoring
• Process Improvement & Automation

Required Experience:

Senior IC

Employment Type : Full-Time
Experience: years
Vacancy: 1