Credit Officer (Auto, Personal Loan, Cards, and Mortgage)

About the Job

Location: Taguig and Makati
Corporate Title: Junior Officer to Manager
Work Arrangement: Hybrid upon Regularization

Our Consumer Lending team is looking for experienced professionals to join us in National Capital Region with the role of Credit Officers.

In this role, you will ensure accurate and thorough verification, perform independent credit analysis, and make informed recommendations. You will underwrite loans, make approval decisions, and escalate cases requiring higher-level review to safeguard business objectives.

Your dream. Our focus.

East West Banking Corporation (EastWest) is one of the largest universal banks in the Philippines, and is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience.

We empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment.

Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success.

What the role will entail

• Assess and make decisions on loan applications within authority levels and service standards
• Achieve required loan approval volumes to meet business and financial targets
• Perform thorough credit analysis and risk assessment across consumer lending products
• Identify, mitigate, and escalate risks or deviations to the appropriate approving authority
• Ensure compliance with credit policies, internal controls, and regulatory requirements
• Support process improvements to enhance efficiency and risk management

What we're looking for

• Bachelor's Degree in either Business Administration, Commerce, Economics, Finance, Accountancy, Banking, or equivalent field
• A tenured officer handling consumer product (Auto, Personal Loans, Cards, and Mortgage) within a bank
• With delegation of authority
• Strong underwriting skills
• Excellent communication skills

What you can expect from joining our team

• Career development and training opportunities
• Competitive salary package and benefits
• Performance-based incentives and recognition programs to reward high-performing individuals
• Opportunity to work with industry experts and be mentored by them
• Defined career progression paths to guide your professional growth