Credit Analyst - Remote (Dayshift)

We are seeking an experienced and dedicated Credit Assessor to join our team. The ideal candidate will have a minimum of 2 years' experience working with an Australian-based mortgage broker and possess a high-level understanding of serviceability calculators, lender credit policies, and self-employed / complex PAYG deals.

Position : Full-Time

Shift : Day Shift (AU Account)

Location : 100% Permanent Work-from-Home

Equipment : Provided by the company

Key Responsibilities :

• Assess and analyze self-employed and complex PAYG deals with accuracy.
• Calculate living expenses and ensure they align with lender policies and serviceability requirements.
• Present mortgage options according to clients' financial goals and objectives.
• Complete funding tables and valuations, as well as apply appropriate pricing discounts.
• Thoroughly understand and apply lender credit policies, especially for Australian-based mortgage products.
• Demonstrate a high level of proficiency with serviceability calculators, particularly Quickli.
• Ensure all submissions meet the compliance standards of aggregators.
• Prepare detailed and comprehensive submission notes to support loan applications.
• Work effectively under pressure in a fast-paced environment, ensuring deadlines are met without compromising quality.

Key Requirements :