Head, Product and Portfolio Management Department
Metrobank Taguig, National Capital Region, Philippines
Overview
Position title : Head, Product and Portfolio Management Department. Location : Taguig, National Capital Region, Philippines. Senior-level leadership role responsible for managing a team focused on the development of consumer loan products through campaigns and offerings, while ensuring compliance with regulatory and credit policies.
Responsibilities
- Develops and maintains product program manuals covering all aspects of each product or service, including benefits, market environment and competition, target market, pricing and profitability, distribution, resource requirements, commercialization / marketing and promotions.
- Provides market and competitive scans, evaluating the comprehensiveness, competitiveness and marketability of consumer loan product offerings.
- Acts as overall manager of online platforms and digital communications.
- Conducts leads nurturing functions such as pre-screening, recommendation for approval and completion of loan documents.
- Collaborates with Analytics, Brand, Communications and Marketing Technology Group (ABCMTG) for above-the-line or below-the-line promotion, advertising and targeted campaigns to increase sales and product take-up (e.g., cross-selling).
- Prepares campaign profitability analysis versus promo and marketing spends.
- Works with ABCMTG to craft end-to-end lead generation processes and customer journeys for campaign launches and ongoing marketing.
- Leads test programs to assess market effectiveness and augment the consumer loan portfolio.
- Manages leads from online sources and supervises campaign execution (e.g., call-out team, hiring / training project hires, daily monitoring of campaign stats vs. KPIs, MIS reports for post-mortem).
- Monitors campaign uptake and recommends changes to ensure campaign KPIs and metrics are met.
- Recommends and develops new product offerings aligned with evolving market needs and ensures their marketability.
- Coordinates with Compliance, Information Security, Anti-Money Laundering, Office of the General Counsel, and / or Business Systems Divisions on product- and policy-related matters.
- Drives the department’s internal and external audit findings to resolution; prepares data supplementary to regulatory reports.
- Performs other related functions as assigned.
Qualifications
Bachelor’s degree in Business Administration, Finance, Marketing, or related field; a Master’s degree is an advantage.At least 6 years of proven experience in developing and managing consumer loan products and campaigns.Strong analytical skills in market research, product profitability, and performance metrics.Leadership experience in managing cross-functional teams and digital platforms.Deep understanding of banking regulations, credit policies, and compliance coordination.Details
Rank : SeniorOfficerUnit : Consumer Business Sector – Consumer Lending GroupLocation : The Shops, BGC, Taguig#J-18808-Ljbffr