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Senior Financial Analyst
Senior Financial AnalystCobden & Carter International • Muntinlupa City, Metro Manila, Philippines
Senior Financial Analyst

Senior Financial Analyst

Cobden & Carter International • Muntinlupa City, Metro Manila, Philippines
7 days ago
Job type
  • Quick Apply
Job description

Job Description :

We are seeking a highly analytical and detail-oriented Senior Finance Analyst to join our finance team. This role plays a key part in financial planning, analysis, and reporting processes. The ideal candidate will have a strong understanding of insurance operations, financial modeling, and regulatory requirements, and will provide actionable insights to support strategic decision-making.

Functions (Duties and Responsibilities) :

  • Develop and maintain complex financial models to support business forecasting, budgeting, and strategic planning.
  • Analyze underwriting performance, claims trends, loss ratios, and reserve adequacy to identify business risks and opportunities.
  • Prepare monthly, quarterly, and annual financial reports, including variance analysis and commentary for senior leadership.
  • Collaborate with actuarial, underwriting, and claims teams to ensure alignment of financial metrics with operational performance.
  • Monitor key financial and operational KPIs, such as combined ratio, expense ratio, and policy retention rates.
  • Assist with regulatory reporting requirements (e.g., IFRS 17) and ensure compliance with applicable standards.
  • Participate in the development of annual business plans and rolling forecasts.
  • Support ad-hoc financial analysis and business case development for new initiatives or market expansion.
  • Analyze the booking of reinsurance premiums, expenses, income, and losses.
  • Supervise reinsurance accounting activities.

Financial Reporting (Reinsurance) :

  • Prepare profit and loss analysis.
  • Prepare balance sheet analysis.
  • Prepare cash flow forecast analysis.
  • Generate assigned financial reports, ensuring accuracy and compliance with established KPIs.
  • Job Skills and Qualifications :

  • Bachelors degree in Finance, Accounting, Economics, or a related field; CPA or CFA preferred.
  • 5+ years of experience in financial analysis, preferably within the insurance sector (P&C, life, or health).
  • Strong knowledge of insurance financial statements and key industry metrics.
  • Advanced Excel skills and proficiency with financial systems (e.g., SAP, Inforsun).
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    Financial Analyst • Muntinlupa City, Metro Manila, Philippines

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