Head of Credit Operations

HEAD OF CREDIT OPERATIONS                                                               www.bhproperties.com COMPANY BH Properties is a p ri v ately held c o m m e rcial r e al es t ate i n v e s t m e nt f irm f ocu s e d on value-add a cqui s itions in office, industrial, retail, and mult i - f am i ly prop e rties throughout t h e W es tern U nited Stat e s, along with investments in distressed debt and ground leases.  The Company is vertically integrated, with offices in Los Angeles, San Francisco, Seattle, Riverside, Phoenix, Dallas, and Houston, and is able to acquire and close transactions without the need for lengthy due diligence periods.  Our 30-year track-record and balance sheet allow us to move quickly and creatively, structuring acquisitions to satisfy seller needs in a highly competitive market.  Today, the Company owns and operates approximately 10M square feet across 18 states.

LOCATION AND WORK HOURS The Head of Credit in the Philippines will report to the Senior Managing Director, Finance.

This position will work remotely from the Philippines the during standard US Pacific Time business hours.

RESPONSIBILITIES   Credit Policy & Strategy Develop, implement, and maintain credit risk policies and procedures tailored to real estate transactions, including residential, commercial, and mixed-use properties.

Align credit strategies with the company’s investment and development goals.

Credit Evaluation & Approval Lead the assessment of borrower creditworthiness, including individuals, developers, and institutional clients.

Approve or escalate credit decisions based on risk thresholds and financial analysis.

Portfolio Risk Management Monitor the performance of the credit portfolio, identify emerging risks, and implement mitigation strategies.

Ensure proper risk grading and timely reporting of potential problem loans.

Team Leadership Manage and mentor a team of credit analysts and underwriters.

Promote a culture of accountability, continuous learning, and collaboration.

Cross-Functional Collaboration Partner with legal, finance, and property management teams to ensure smooth deal execution and risk alignment.

Support due diligence efforts for acquisitions and new developments.

Reporting & Analytics Provide regular reports to executive leadership on credit performance, risk exposure, and key metrics.

Leverage data analytics to enhance credit decision-making and forecasting.

QUALIFICATIONS   Bachelor’s degree in finance, Accounting, Economics, or related field (MBA or CPA preferred).

Graduated cum laude or better from university is preferred.

8–10+ years of experience in credit risk management, preferably in real estate or top financial institutions.

Strong knowledge of U.S.

lending regulations and real estate market dynamics.

Proficiency in credit scoring models, financial analysis, and risk assessment tools.

Excellent leadership, communication, and decision-making skills.

Solid organizational skills, including the ability to prioritize and multi-task.

Working knowledge of Microsoft Office Suite, including Word, Excel, and Outlook.

Ability to work independently and with minimum supervision.

Excellent command of the English language.

Ability to work in a fast-paced environment.

Must possess strong work ethic.

CONSULTING FEE We offer a generous consulting fee & benefits package, along with the opportunity for development and stability within a well-capitalized, entrepreneurial, and growing real estate investment group.

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